The ambiguity and in some cases outright refusal surrounding business interruption payouts from insurers has been the cause of many sleepless nights for business owners up and down the country. It therefore comes as no surprise that the possible lifeline extended to them by the decision of the Supreme Court may be the dose of Nytol that eases some of that insomnia.

The ruling is one thing, but its implementation in practice is another. Swift decisions and pay-outs, even interim ones, will be crucial for those business on the brink of collapse.

Immediately reviewing those insurance policies and claims and having them examined with the benefit of advice and in light of this ruling might well now be the highest priority for many businesses.

Time may well be of the essence!